LOAN PROGRAM

100% Financing: For Purchase and Rehab.

$500 Documentation Fee: This is the only fixed fee that we charge on the HUD1 for each property.

No application fee. No appraisal fee. No legal fee. No title fee. No miscellaneous fee.

No monthly interest payment: There will be no monthly interest payments – a single payoff including interest is due at the six month loan maturity date or at the time of sale.

No escrow on HUD1 for the 6 month of interest: Our borrowers do not pre-pay and we do not hold an escrow amount for 6 month of interest.

Own money, own financing: We do not use third party money. It is our own money from our own bank accounts. We approve our own loans.

No partnering with borrowers: We like being lenders and staying as lenders. We have no intention to partner with our borrowers and share profit from their hard earned deals.

Other reasons why seasoned investors choose KCS Lending LLC:
o Quick response and fast closing
o No employment or income verification
o No surprises
o No hidden costs